Everyone Needs A Small-town Banker.

It Seems Like Only Yesterday That Savers Were Dorks. They Kept Piggy Banks. They Drove Last Year's Cars. They Fished In Their Change Purses For Nickels While The Superstars Flashed Credit Cards. Today, Values Have Changed. The New Object Of Veneration Is Not Money On The Hoof But Money In The Bank - And The Dorks All Have It.

Hindsight Is Not A Strategy.

Savings Will Not Make You Rich. Only Canny Investments Do That. The Role Of Savings Is To Keep You From Becoming Poor.

Never Try To Time The Bond Market. Anyone Who Claims To Know The Future Of Interest Rates Is Certifiable.

The Rule On Staying Alive As A Forecaster Is To Give 'em A Number Or Give 'em A Date, But Never Give 'em Both At Once.