We're Diversified, We're Stable And

Let's Look At Lending, Where They're Using Big Data For The Credit Side. And It's Just Credit Data Enhanced, By The Way, Which We Do, Too. It's Nothing Mystical. But They're Very Good At Reducing The Pain Points. They Can Underwrite It Quicker Using - I'm Just Going To Call It Big Data, For Lack Of A Better Term: "why Does It Take Two Weeks? Why Can't You Do It In 15 Minutes?"

I Am Not Embarrassed To Be A Banker. I Am Not Embarrassed To Be In Business.

Part Of The Reason Some Japanese Companies Have Underperformed Financially Was Corporate Governance And Board Structures.

Japan, Europe, [and] America Probably [are] Better Than Last Year [2015], Not China.

It's Good For America When The Rest Of The World Grows, Because You Can Sell More To The Rest Of The World.