Research Suggests That Investment Bankers

Habits Are Powerful, But Delicate. They Can Emerge Outside Our Consciousness, Or Can Be Deliberately Designed. They Often Occur Without Our Permission, But Can Be Reshaped By Fiddling With Their Parts. They Shape Our Lives Far More Than We Realize—they Are So Strong, In Fact, That They Cause Our Brains To Cling To Them At The Exclusion Of All Else, Including Common Sense.

As People Strengthened Their Willpower Muscles In One Part Of Their Lives—in The Gym, Or A Money Management Program—that Strength Spilled Over Into What They Ate Or How Hard They Worked. Once Willpower Became Stronger, It Touched Everything.

Self-discipline Has A Bigger Effect On Academic Performance Than Does Intellectual Talent.

Change Might Not Be Fast And It Isn't Always Easy. But With Time And Effort, Almost Any Habit Can Be Reshaped.

It Is Facile To Imply That Smoking, Alcoholism, Overeating, Or Other Ingrained Patters Can Be Upended Without Real Effort. Genuine Change Requires Work And Self-understanding Of The Cravings Driving Behaviours.