Just Because You Can Afford

Opt For A Fixed-rate Rather Than An Adjustable-rate Mortgage.

Credit Card Companies Are Jacking Up Interest Rates, Lowering Credit Limits, And Closing Accounts - And People Who Have Made Timely Payments Are Not Exempt. So Even If You Pay Off Your Balance - And That's Tough When Interest Rates Are Insanely High - There's A Good Chance Your Credit Limit Will Be Slashed, And That Will Hurt Your Fico Score.

If You Expect Your Money To Take Care Of You, You Must Take Care Of Your Money.

Your Goal Should Be To Pay Off Your Credit Card Bills In Full At The End Of Each Month And Set Aside Money Toward Your Emergency Savings.

Rather Than Saying, 'my Checking Account Is A Wreck,' Change It To 'i Will Learn How To Track My Spending And Balance My Checkbook.'