If A Child, A Spouse,

Take Free Money. No Matter How In Debt You Are, If Your Employer Offers A Matching Contribution On A 401(k) Or Other Retirement Vehicle, You Must Sign Up And Contribute Enough To Get The Maximum Company Match Each Year. Think Of It As A Bonus.

Just Because One Of You Earns The Paycheck Doesn't Mean That Person Should Lord Over How The Money Is Handled.

Focus On What You Have.

Ignore The Annual Percentage Rate When Shopping For A Mortgage.

Never Invest Emergency Savings In The Stock Market.