Crippled But Free, I Was

Well, The First Days Are The Hardest Days, Don't You Worry Anymore. When Life Looks Like Easy Street There Is Danger At Your Door.

Everything You Cherish Throws You Over In The End Thorns Will Grab Your Ankles From The Gardens That You Tend.

In Wickedness Of Pride Is Lost The Light To Understand How Little Grace Is Earned And How Much Given.

One Man Gathers What Another Man Spills

I Don't Believe There's Any Evidence That Credit Scoring Is A Risk Factor. What Is It About Someone Having A Worse Credit Score That Makes Them A Worse Driver? (insurers) Can't Answer That.