At The End Of Your

In January We Start Saving Money, Getting Out Of Credit Card Debt, Funding Our Retirement Accounts, And We're Doing Wonderful. Then, Every Single Year Like Clockwork, Starting In November, All Of You Fall Into This Trap That Says, 'i Have To Buy This Gift... I Can't Show Up At This Party And Not Have Something For Everybody.

Absolutely Pay Off Your Credit Card Debt, Because A Child Can Always Get A Loan To Go To School, Possibly A Scholarship, A Grant.

I'm Probably The Only Bestselling Author You Know Who's Written More Books Than She's Read.

Cleanliness Is A State Of Purity, Clarity, And Precision

If You Are Worried About Job Security And Do Not Have An Adequate Emergency Fund (ideally Eight Months' Worth Of Living Expenses Stashed Away In A Federally Insured Bank Or Credit Union), You Need To Focus More On Saving Money Than Paying Down The Balance On Your Credit Cards.